This material has been prepared by FT Knowledge and is for information purposes only. It has not been independently verified by Standard Chartered Bank and makes no recommendation and accepts no responsibility or liability with respect to the accuracy or correctness of information contained in the material. It has not been prepared to be suitable for any particular person or class of persons and should not be relied on as a basis for investment decisions. The material in this document is not intended as an offer or solicitation of an offer to buy or sell any financial products. It does not constitute a prediction of likely future movements in rates or prices or any representation that such future movements will not exceed those shown in this document. Past performance is not necessarily indicative of future performance; the value, price or income from investments that may fall as well as rise. Before making any investment, you should seek your own professional advice.